Find Legal Answers to Your Debt Questions

Within the last year, I've noticed a steady increase in searches that include terms such as "debt reduction," "pay off debt," and "how to avoid foreclosure."

No doubt this is a result of the current state of the American economy.

As the availability of jobs decreases and more businesses close and/or relocate overseas, more Americans are looking for a way to manage their debt and save their homes.

American Residential Law Group is a blog operated by experienced attorneys and sure to be the much-needed free resource for those searching for the answers to one of life's hardest situations.

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General Mills Reduces Sugar In Kids Cereals

We’re excited to share some great news for cereal lovers. This week General Mills announced a commitment to further reduce sugar in cereals advertised to kids under 12 to single digit grams of sugar per serving. The company has already been reducing sugar in cereals while increasing key nutrients, such as calcium and vitamin D, and providing whole grain.

Did you know that ready-to-eat cereal eaters consume less fat, less cholesterol and more fiber than non-cereal eaters? Cereals also deliver important vitamins, minerals and other essential nutrients, making cereal a top source of key nutrients in children’s diets.

Other cereal benefits:

• Ready-to-eat cereals, including presweetened cereals, account for only 5% of sugar in children’s diets.
  
  
• Ready-to-eat cereal is the No. 1 source of whole grains in a child’s diet today.
  
  
• More frequent cereal eaters tend to have healthier body weights and lower Body Mass Index measures.

Studies also demonstrate the benefits of eating breakfast. A 1998 study showed that children who eat breakfast tend to perform better at school. Compared to children who skip breakfast, children who eat breakfast score higher on tests, are less likely to miss class or be tardy, have fewer reported discipline problems, and make fewer trips to the office.

For more information about kids and cereals, please visit Cereal Health and Wellness.

Right now if you visit General Mills you will find a $1 off coupon for one of four General Mills cereals. If you choose to participate we will also provide you with VIP coupons for 4 boxes of General Mills cereal to help your family come together at the breakfast table every morning.

Thank you to General Mills and My Blog Spark for sending me complimentary coupons and allowing me to pass this information on to my readers!

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Scholastic Printables and Minibooks for Teachers and Parents

If there is any one company that is a school's best, most-trustworthy resource, it has to be Scholastic.

As far back as my first grade year, I can remember Scholastic book clubs - and let's just say that was 30+ years ago.

Long enough to know this is a company that has earned its reputation as being an authority in education.

This innovative leader in learning is now taking a step into the future with Scholastic Printables™.

Offering a full line of teacher printables - also great for the parents (especially those who homeschool!) - for grades pre-K through 8th grade, this is sure to become a popular instructional resource.

Teachers will also find information on economic stimulus funding, classroom magazines and books, a teachers resources store, important classroom health news, and job listings.

There is even a special section dedicated just for Librarians that offers information on ordering Scholastic books, reading counts, book fairs and much more.

At Scholastic Printables™, educators can search for tools by grade and subject or opt to make their own unique schooling instruments; including class homepages, mini-books, rewards, and much more.

Although designed with teachers in mind, this is sure to become a much used website by parents and others wishing to give their children a strong, well-rounded start in education.

- This is a paid advertisement. Please scroll down to the lower portion of this page for full disclosure policy. -

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Skin MD Natural Shielding Lotion Review and Giveaway {CLOSED}

Every winter, Brian and I suffer horribly dry skin. We have tried many, many lotions with little or no effect.

So I was THRILLED when the makers of Skin MD Natural Shielding Lotion asked me to try and review their product.

Oh. My. Goodness! This is the best lotion I have EVER applied to my skin!

I've got to be perfectly honest when I tell you that I didn't have high expectations.

Let's face it, every lotion thinks it is the best and makes numerous claims of healing dry skin.

And maybe they do work for others, but never for us. Never.

So imagine my surprise when this lotion actually did as it promised and more!

I have had a patch of dry, scaly skin on my ankle for what seems to be forever - not any more!

I have used lotions, creams, healing ointments, salve, and an assortment of wraps and soaks; all to no avail.

Skin MD Natural is a unique natural ingredients lotion and serves as a replacement (not supplement, so you can toss all those other bottles) to traditional moisturizing lotions.

One of the first things I noticed about Skin MD is how quickly my skin absorbed this (miracle) lotion. Within seconds my skin was dry but moisturized; unlike other lotions that seem to leave a perpetual layer of oil on the skin.

Additionally, being natural, there is no overpowering fragrances; just the subtle, clean smell of Mother Nature.

This will be the ONLY lotion used in our household now. Not only are Brian and I using it, but I'm using on my 11-month-old daughter who has a mild case of eczema; and have already noticed a complete healing of several patches and a lessening in redness of remaining spots.

Don't just take my word for it - try it yourself. Visit Skin MD Natural to learn more about how you can get a free sample.

It'll be the last lotion you ever try!

GIVEAWAY! {CLOSED. WINNER: Missybeez} The makers of Skin MD Natural are generously offering one lucky reader of The Mom Trap a free 4 oz. bottle of this awesome shielding lotion. (An $18 value!)

Here's how to enter:

• Visit Skin MD Natural then come back here to leave a comment telling me why you want to try Skin MD Natural.

Want extra entries? (Leave 1 comment for each additional entry; i.e., 5 extra entries = 5 comments)

• Subscribe to The Mom Trap RSS Feed via email through Feedburner (right sidebar): 1 extra entry
  
  
• Follow The Mom Trap on Twitter: 2 extra entries
  
  
• Tweet this giveaway and leave the Tweet URL in your comment (be sure to include @kdcantrell): 3 extra entries
  
  
• Follow The Mom Trap with Google Friend Connect (left sidebar): 1 extra entry
  
  
• Add The Mom Trap Button to your blog (found in left sidebar): 3 extra entries
  
  
• Blog about this giveaway and include the post URL in your comment: 5 extra entries.

The Fine Print: Must be 18 or older to enter. Open to U.S. Residents only. Void where prohibited. Contest begins December 23, 2009, and ends at 11:59:59 p.m. on January 8, 2010; at which time a winner will be randomly chosen using Random.org. Winner will be notified via email within 24 hours and must respond within 48 hours to maintain winner status. Failure to provide a valid email and/or shipping address will result in forfeiture of prize.

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